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FUNDING, VAT AND INSURANCE

I HAVE RECENTLY DISCOVERED THAT MY HOME, WHICH IS LISTED, WAS EXTENDED BY A PREVIOUS OWNER WHO HAD NOT SOUGHT THE NECESSARY APPROVALS. IS IT POSSIBLE THAT I MIGHT BE FORCED TO RETURN THE PROPERTY TO ITS ORIGINAL FORM? IF SO, CAN I MAKE A CLAIM FOR THE COSTS OF THIS REMEDIAL WORK AGAINST THE PREVIOUS OWNER?



The first thing you should do is contact your insurance broker. Clearly this is a very unfortunate situation, however, if you have taken out a specialist policy for listed property you may well find that your insurance will provide cover in the event that you are obliged to return the prope..